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Offer Analyzer
See your offer’s true total value.
Most calculators stop at base + bonus. We compute RSU vesting schedules, 401(k) match, PTO cash equivalent, benefits, and after-tax take-home — so you see what your offer is really worth.
Your offer
Cash compensation
Equity (RSU)
Benefits & retirement
Location & filing
Total annual effective comp (Avg / year)
$250,580
Net take-home (after tax + benefits): $176,418 · Effective tax 34.3%
Base + Bonus
$177,500
RSU vested
$38,542
401(k) match
$7,500
Benefits
$27,038
Base salary$150,000
Bonus / sign-on$27,500
RSU vested$38,542
401(k) match$7,500
PTO cash equiv.$11,538
Health + other benefits$15,500
Federal income tax−$41,484
FICA−$14,051
State + local tax−$18,627
Cost-of-living adjusted (NYC=100)$183,769
4-year total gross comp$1,002,321
What this tells you
The total comp number above is what your offer is really worth in year-over-year cash + equity + benefits. The cost-of-living adjusted figure normalizes against NYC (=100) so you can compare offers in different cities apples-to-apples.